108 rue de l'Alzette | L-4010 Esch-sur-Alzette | Luxembourg
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Our Approach

Big 4 expertise with a close, client-focused service: accounting excellence made accessible.

PCG (Partenaires de Comptabilité Générale) is a Luxembourg-based fiduciary and accounting firm founded in July 2022, built on a simple conviction: SMEs, entrepreneurs and private individuals deserve top-tier expertise at fair fees, with a close relationship and constant availability.

We support our clients across all their accounting, tax and social security obligations in Luxembourg, going beyond standard compliance work to deliver real added value: cost and tax optimisation advice, risk identification, and financial analysis to support decision-making. Our approach combines technical rigour, operational responsiveness and a long-term, human relationship.

Backed by over 20 years’ experience in Big 4 and Big 10 firms in France and Luxembourg, our certified accountant brings high-level know-how to a demanding client base while retaining the flexibility and availability of a human-sized firm. At PCG, you benefit from the best of both worlds: the expertise of major international firms and the proximity of a local partner committed to your success.

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Recognised Expertise, a Human-Sized Firm

Our Background

PCG was founded in July 2022 by a Luxembourg-certified accountant with over 20 years’ experience in international and regional audit and accounting firms (Big 4 and Big 10). This experience—gained with clients of all sizes, from start-ups to multinationals, in France and Luxembourg—gives PCG a deep understanding of the accounting, tax and organisational challenges businesses face.

This dual culture (international firms and local entrepreneurship) enables us to deliver high standards of quality and rigour while remaining agile, responsive and close to the SMEs and entrepreneurs we support in Luxembourg. We understand the local specificities, administrative expectations and best practices in the market.

Our Positioning

Unlike large firms where you may be one file among hundreds—and unlike smaller practices that may sometimes lack deep expertise—PCG is positioned as the ideal partner for businesses seeking both technical excellence and a close relationship. We do not provide standardised, factory-style accounting: every client benefits from personalised support, in-depth analysis and strategic advice tailored to their situation.

Our goal is not to become the largest firm in Luxembourg, but to be the most reliable, the most available and the most committed to our clients. We prioritise quality over volume, long-term relationships over one-off mandates, and client satisfaction over rapid growth. This philosophy allows us to maintain an exceptional service level and ongoing availability for each client.

The 4 Pillars of the PCG Approach

In Luxembourg’s accounting market—often split between large international firms on one side and small generalist practices on the other—PCG takes a different approach. We combine Big 4 technical expertise with the proximity and availability of a local partner, offering top-level support at fair fees. These four pillars define our approach and make a tangible difference every day.

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A Single, Stable and Available Point of Contact

At PCG, you are never passed from one person to another due to internal reorganisations. Your file is handled by a single dedicated contact who knows your business, your history and your specific priorities. This continuity builds long-term trust and saves you valuable time: no need to re-explain your situation at every interaction.

We are an attentive, reachable and responsive team. You can contact us easily by phone, email, or during meetings at our offices. We commit to replying quickly and handling your requests as efficiently as possible. This constant availability is at the heart of what sets us apart.

Technical Excellence at Fair Fees

You benefit from Big 4-level expertise without the prohibitive fees of large international firms. Our 20+ years of experience across a wide range of clients (SMEs, international groups, holdings, start-ups) allows us to bring proven solutions and relevant benchmarks to every issue.

We have full command of Luxembourg accounting standards (LUX GAAP, IFRS where applicable), corporate and personal taxation, sector-specific requirements and administrative expectations. This in-depth expertise is delivered at accessible, transparent fees, offering an unmatched value-for-money ratio in the Luxembourg market.

Beyond Compliance: Genuine Advisory Expertise

We do not simply produce annual accounts and tax returns. We analyse your financial situation, identify opportunities to optimise tax and operating costs, detect potential risks and advise you on key management decisions.

Every deliverable (interim reporting, annual accounts, tax returns) comes with insights, analysis and practical recommendations to strengthen performance and secure your governance. We help you understand your numbers, steer your activity effectively and make the right decisions at the right time. This proactive approach makes us a true growth partner—not just a service provider.

Fast Answers and Practical Solutions

In a fast-moving environment, you need a responsive partner who can provide timely answers. We handle requests quickly and deliver concrete solutions tailored to your specific situation.

Our human-sized structure allows us to remain agile and flexible: we adapt to evolving needs, your calendar and operational constraints. Need urgent information? Quick guidance? A timeline adjustment? We are here to support you with efficiency and without administrative burden.

The Values That Guide Us

Our approach is built on strong values that shape our daily work and define our relationships with clients. These principles make PCG far more than an accounting provider: a trusted partner committed to your success.

Professional Rigour

Rooted in our Big 4 experience, our quality standards are non-negotiable. Every file is handled with the same level of rigour, every deliverable is reviewed and validated before submission, and every recommendation is based on thorough analysis. This technical excellence ensures reliable accounts and full compliance with your obligations.

Transparency and Trust

We believe in a client relationship based on full transparency: clear fees with no surprises, open and honest communication about issues and risks, and constant availability to answer your questions. This transparency builds long-term trust—essential for a lasting partnership.

Commitment and Availability

Your success is our success. We are personally committed to the quality of our work and to helping you achieve your objectives. This commitment translates into constant availability, strong responsiveness and a continuous drive to provide the best possible solution to every situation.

Human Proximity

Beyond figures and regulatory requirements, we believe in the importance of human relationships. We take the time to listen, understand your concerns, and explain technical matters clearly. This proximity makes a real difference in the quality of our support.

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Who Do We Support?

Our services are designed for businesses and individuals seeking a reliable, available and committed accounting partner. In Luxembourg, we support three main client profiles.

Established Luxembourg SMEs

Do you run a small or medium-sized company (Sàrl, S.A., SCI) with its administrative headquarters in Luxembourg? We take full responsibility for your accounting, tax obligations (corporate income tax, municipal business tax, net wealth tax, VAT) and social security matters (payroll, CCSS), while providing advisory support and financial analysis to optimise your management and effectively drive your growth.
Typical clients.  Commercial companies, service providers, real estate companies, holding companies (SOPARFI, SPF), family-owned structures.

Entrepreneurs and Newly Incorporated Companies

Are you planning to set up a business in Luxembourg, or have you recently incorporated one? We support you from the very first steps (choice of legal form, business plan, incorporation) and then provide ongoing accounting, tax and payroll support for your activity. Our experience with start-ups and young companies enables us to advise you effectively on the key structuring decisions of your early years.
Typical clients.  Start-ups, freelancers, retailers, craftsmen, new entrepreneurs, Luxembourg subsidiaries of foreign groups.

Resident Individuals and Cross-Border Workers

Are you a Luxembourg resident or a cross-border worker (France, Belgium, Germany) required to file a Luxembourg personal income tax return (mandatory or voluntary for optimisation purposes)? We prepare your personal income tax return, advise you on available tax optimisation opportunities (deductions, tax credits, choice of tax class) and manage your interactions with the Luxembourg tax authorities.
Typical clients.  Salaried cross-border workers, Luxembourg residents, self-employed individuals, owners of rental real estate.
From cross-border individuals to established SMEs and newly founded businesses, all our clients benefit from the same level of commitment and service quality: a single point of contact, constant availability and recognised expertise—this is the PCG approach.
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Let’s Discuss Your Needs

Whether you are an established SME, an entrepreneur in the start-up phase or an individual, we would be delighted to discuss your accounting and tax needs with you. Let’s schedule a meeting to review your situation and present our approach.

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