Any business wishing to carry out a commercial, craft, or industrial activity in Luxembourg must obtain a business licence issued by the Ministry of the Economy. This administrative authorisation validates the manager’s professional integrity and qualifications, and its absence exposes the business to criminal sanctions that can reach fines of up to EUR 125,000. Discover the eligibility conditions, required documents, actual timelines, and the mistakes that systematically delay applications.

Securing bank financing in Luxembourg requires a flawless business plan. This article analyses the seven most common mistakes that lead to the rejection of your application: unrealistic financial projections, an inadequate market study, poorly anticipated cash flow, the absence of a contingency plan, underestimated funding needs, an undervalued management team, and a vague sales strategy. Discover the best practices to turn these pitfalls into strengths and persuade Luxembourg banking institutions.

In Luxembourg, three legal forms dominate business creation: the SARL (EUR 12,000 share capital), the benchmark structure for SMEs; the SA (EUR 30,000), preferred for fundraising and larger projects; and the SARL-S (from EUR 1), designed for start-up entrepreneurs. Each structure has specific advantages and constraints in terms of governance, taxation and credibility. Our guide helps you identify the legal form best suited to your entrepreneurial project.